It's a brand-new list from the one did they did last year.

"For the most part, when people think about disruptive innovation, technology is the first thing that comes to mind — smartphones, flat-screen TVs, MP3 players — things that have come on the market that have totally replaced products that we had and make us think, 'How did we ever live without this wonderful machine?''" said Citi's Kathleen Boyle. "But disruption can be so much more than just a better way to listen to music."