Facebook's new Libra cryptocurrency is a smart move and a natural progression for the social media company toward providing financial inclusion, as well as potentially creating the largest global payment network in history. As of March 31, 2019, Facebook had 2.37 billion active monthly users, making it the largest social media network in the world connecting an unprecedented and significant proportion of the global population via technology. Despite critics and naysayers, their new currency could be a force for much good if successful, seems to have well-designed elements at the outset, and is not as risky as it is being made out to be. Here's why.