If we want peace and stability in the world, we need to listen to Ron Paul and shut down the Federal Reserve Bank, letting the Treasury take over our money. Or, we might combine the Private Membership Association (PMA) with a cryptocurrency, and do what the Fed has been doing, but repay borrowers their money at the end of the term of the loan - https://duckduckgo.com/?t=ffab&q=Tom+Schauf%2C+bank+freedom&ia=web. And to make it really work, set up the crypto so that each transaction is its own PMA, using the crypto hash to identify the PMA in question. Help to avoid Ross Ulbricht and Morhpeus Titania convictions this way.