When COVID-19 hit in 2020, I jotted down a makeshift "will" for my four kids under 12. It wasn't official, just a set of instructions for my children and other immediate family members in case anything happened to me. Bank accounts, passwords, and access to other valuable information the family might need were included.

It was the beginning of the pandemic and we had no idea just how serious things would get.

As a single parent, I worried that if I suddenly caught it and died, my children would languish. The virus was rampant, and the risk of dying seemed high and very real. Fear and anxiety took hold.