And California will collect what the feds say you owe, according to a reader – who says he just had his "shared responsibility" fine for not buying insurance from the mafia collected directly from his bank account.

Gavin Newsom – a far worse thing than the Biden Thing, being much younger and an active Leftist rather than a hack-tool of Leftism – shepherded a mimic law of the federal Affordable Care Act (i.e., Obamacare) that requires all Americans to pay the insurance mafia or else into law in California.

And unlike the federal law, California's has teeth.

The feds (courtesy of Trump) no longer have the legal power to make you pay a "shared responsibility" fine if you haven't paid the insurance mafia. If you still "owe" a "shared responsibility" fine for not having paid the mafia prior to the Trump-era repeal of the fed's power to levy this fine ongoing (for continuing to not pay the mafia) the only method available to the feds to collect what you don't (morally) owe is by deducting whatever they say you "owe" from your tax refund, if any. So long as you are careful to avoid paying more than you "owe" in federal taxes, the feds cannot make you pay past-due "shared responsibility" payments for not paying the insurance mafia.