New York state is still busily chipping away at gun rights and now they've introduced Obamacare for guns. Legislators are hard at work trying to force every gun owner in the state (who isn't a cop or active military) to purchase and maintain a minimum $1 million liability insurance policy.
§ 2353. FIREARM OWNERS INSURANCE POLICIES. 1. ANY PERSON IN THIS STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND CONTINUOUSLY MAINTAIN A POLICY OF LIABILITY INSURANCE IN AN AMOUNT NOT LESS THAN ONE MILLION DOLLARS SPECIFICALLY COVERING ANY DAMAGES RESULTING FROM ANY NEGLIGENT OR WILLFUL ACTS INVOLVING THE USE OF SUCH FIREARM WHILE IT IS OWNED BY SUCH PERSON. FAILURE TO MAINTAIN SUCH INSURANCE SHALL RESULT IN THE IMMEDIATE REVOCATION OF SUCH OWNER'S REGISTRATION, LICENSE AND ANY OTHER PRIVILEGE TO OWN SUCH FIREARM. (source)
Hmmm…privilege? I had no idea it was called constitutional privileges. I'm going to have to go back and fix some articles really quickly where I called them "rights."
New York wants to make it impossible to own a gun. Although the bill clearly states it's been read twice, it's rife with grammatical errors, almost to the point of illiteracy. (I italicized them for ya.) But I digress. Under the heading "Justification" the bill states:
Injury and death by gun has increasingly become a problem in U.S. and in New York State. In the wake of recent mass shooting incidents in Aurora, Colorado and Newtown, Connecticut; there has been a nationwide attention on gun control and public safety.
According to FBI Crime Report, there were 445 firearm murderin New York in 2011 and 517 firearm murder in 2010. However, there is little attention on the economic impact these shootings have on the victims and their families.
This legislation establishes and requires gun-owners to obtain and maintain liability insurance policy prior to such ownership. By having this insurance, policy in place, innocent victims of gun-related accidents and violence will be compensated for the medical care for their injuries.
In such cases where the gun was stolen, the original owner is typically not liable unless the weapon was stolen through negligence on the part of the owner.
This insurance policy will also serve as an incentive for firearm owners to implement safety measures in order to conduct the activity as safely as possible and only when necessary.
This isn't the first time recently that New York has proposed something outrageous.
In December of last year, they proposed a bill that would require anyone in NY who wanted to buy a gun to turn over their internet search history and their social media passwords. Seriously. According to Brooklyn Borough President Eric Adams, "A three-year review of a social media profile would give an easy profile of a person who is not suitable to hold and possess a firearm."
Previously, I wrote:
Applicants to purchase a gun would be required by law to turn over their social media passwords to accounts like Twitter, Facebook, Snapchat, and Instagram, and they'd have to allow police to see a year's worth of their searches on a year's worth of searches on Google, Yahoo, and Bing. As well, anyone renewing their permit for a pistol would be subject to this invasive investigation.