The move is expected to test how resilient India's CBDC platform is in handling multi-channel transactions.

The CBDC pilots are currently operating with increasing use cases and participating banks.

A CBDC is a digital form of currency notes issued by the country's central bank. As many as 130 countries, representing 98% of the global gross domestic product (GDP), are exploring a CBDC.

"CBDC pilots in the retail and wholesale segments are underway with more use-cases and more participating banks. Continuing with this approach, it is proposed to make CBDC-retail accessible to a broader segment of users in a sustained manner, by enabling non-bank payment system operators to offer CBDC wallet," RBI said in a statement on developmental and regulatory policies.