Mapping Credit Card Delinquency Rates In The US By State

03-15-2024 • https://www.zerohedge.com, by Tyler Durden

This graphic, via Visual Capitalist's Marcus Lu, shows credit card delinquency rates across 50 U.S. states, as of Q3 2023. This data comes from a WalletHub study published in January 2024.

Which States Have the Lowest and Highest Delinquency Rates?

Credit card delinquency is when a cardholder falls behind on required monthly payments. Credit agencies are often notified after two months of delinquent payments.

WalletHub examined proprietary user data on the average number of delinquent credit card tradelines—also known as credit accounts—across states. Here they are from lowest to highest:

Rank State Share of Credit Card
Tradelines Delinquent (%)

1	Iowa	12.9
2	Massachusetts	13.9
3	Hawaii	13.9
4	Rhode Island	14.7
5	Washington	14.7
6	Florida	14.8
7	New York	14.9
8	California	15.1
9	New Hampshire	15.5
10	Alaska	15.6
11	New Jersey	15.6
12	Colorado	15.7
13	Utah	15.8
14	Vermont	16.1
15	Montana	16.1
16	Illinois	16.5
17	Oregon	16.6
18	Idaho	17.0
19	Ohio	17.5
20	Connecticut	17.8
21	Maine	18.0
22	Nebraska	18.1
23	Wyoming	18.1
24	Maryland	18.4
25	Kansas	18.4