The last two years have seen the U.S. economy edging closer and closer to downturn, depression, and possibly even a full-blown collapse. It seems every bit of good news is followed by two pieces of bad news. The trajectory is not a great one with unprecedented bloating of the national debt, forced ESG investing, an incessant push for CBDCs, de-dollarization, and a teetering banking system.

You know it's bad when 3% inflation is considered "good" news. The Fed's target is 2% and leftists complained about that being too high during the Trump era.

Understandably, many Americans are seeking to protect their wealth and retirement with physical precious metals. But here's the thing, and this is important to understand. The vast majority of precious metals companies in America deal only in numismatic, or "rare," minted precious metals.

In a good economy, there's nothing wrong with this strategy. These "special" coins and bars have an opportunity to appreciate outside of the price of gold and silver.