My car insurance "coverage" – which I'm forced to buy by the state, for the profit of a private company – just summarily jacked me up for another $100 annually. Not because I got a ticket or filed a claim or had one filed against me; not because of anything I've done to warrant an increase in the cost of the "coverage" (which doesn't cover anything; more on that below) I'm compelled to buy.

So, why?

Because they can.

More accurately, because I cannot say no. Because the state serves as the Luca Brasi for the insurance mafia.