I learned that people often hang on to an old way of life much too long, putting their future in jeopardy. I learned that some people never recover, emotionally, from a financial loss while others bounce back, stronger than ever.

It might be too early to make your walk-away plan, but it's never too soon to look at your options. Where are you right now?

Your goal right now is to look at how you can have more money coming in and less money going out. There are some government programs and lender programs to help. Remember, though, that these are only temporary fixes. But as a taxpayer, you may be eligible to get this money and it may help you survive the pandemic financially.

(Editor's Note: I'm well aware that many people have no interest whatsoever in taking help from the government. This being said, you may be eligible for certain programs that have recently been introduced. This money may help you survive if you've lost your job or lost income due to the pandemic. Nobody is twisting your arm and forcing you to take this money but if you are struggling to survive financially, here's what you need to know about these temporary fixes. ~ Daisy)

As we move into a new economy, you're most likely going to need new strategies. For now, let's get you through the next couple of months. Then, look at what's next for you and your family.

Let's start with the money that comes into your household. Cash flow in.