Some families are getting assistance from FEMA and going to hotels, which they must leave every two weeks, go and apply for more vouchers and then check back in to the hotel.

Others are sleeping in tents.

Still others have remained in storm damaged homes without electricity, water or heat.

Sandy hit the area on October 29. It has been 3 full months and President Obama just got around to signing the aid bill today.

Could it be any more clear that you are on your own after a disaster? If you are not prepared, you, too, will be at the mercy of FEMA, waiting months for the President to get around to authorizing aid, huddled in a tent through the frigid months of winter.