The biggest chunk of ignorance has to do with the knowledge of the power of God. But the second piece of ignorance is easily understandable. It is this. In the US, anybody who gets a bank loan, prepays his bank loan, with the paperwork he signed to get the loan. When he signs the paperwork, he creates new money, and the bank accepts it this way (without telling him, of course). So, why pay off a loan for the next 30 years, A LOAN THAT DOESN'T EXIST, because it was prepaid? What the banks are doing is not illegal, because the government authorized it to be this way. What it is all about is that the government is unconscionable, especially because they won't change it for people. To see that this is so, search on "Tom Schauf, bank freedom" - https://duckduckgo.com/?q=Tom+Schauf%2C+bank+freedom&ia=web.