For two years, I have predicted that Tesla FSD Supervised becoming safer than human and enabling increased safety would lower Tesla insurance costs. This will drive adoption towards 50% in the USA where insurance costs are higher. It will increase adoption of FSD.

There is still the problem that Tesla does not insure non-Tesla cars. People who own a Tesla and a non-Tesla would have to get separate insurance for each and this might not work out financially.

If there is a 10% increase in FSD adoption in the USA then this would be about 200,000 more FSD sold. If this was 30% purchased and 70% subscription then this would be $480 Million and $168 million in the year with $168 million annual recurring revenue.