According to InsuranceNewsNet, insurers are especially concerned by data from the Centers for Disease Control and Prevention that show "mortality rates alarmingly rising for different categories," including younger adult mortality rates that are up more than 20% above historic norms in 2023.

Executives at the largest insurance companies in the United States are alarmed that teenagers, young and white-collar Americans in the prime of life are inexplicably dying at a record pace, causing a "monumental outflow" of death claims and drag on profits that is shaking the industry and causing some to take a fresh look at the problem.