Like cars, for instance.

It ought to be crystal clear by now that there are people in positions of power who do not want most people – by which they mean us – to own (or drive) cars. But they are clever people and understand that outlawing cars outright and all at once is too obviously blunt and – more to the point – it would probably result in immediate push-back. Far better – from their point-of-view – to permit us to own cars, provided we abide by certain conditions.

Such as being obliged to "cover" them.

No surprise (assuming you've been paying attention) – it is all-of-a-sudden costing a lot more to "cover" a car. About 20 percent more, on average – just this year so far. Many people are being hit up to tune of 30 percent or more.