Death claims for adults aged 35 to 44 were 100% higher than expected in July, August, and September 2021, according to a report by the Society of Actuaries, which analyzed 2.3 million death claims submitted to life insurance firms. During the third quarter of last year, deaths in the 25-to-34 age bracket were 78% above the expected level and, for people aged 45 to 54, 80% higher than expected. Excess mortality was 53% above the baseline for adults aged 55 to 64. Most of the life insurance companies listed COVID-19 as the cause of death if it was listed anywhere on the death certificate, without doing any investigation into the true cause of death.

Hedge fund manager Edward Dowd pointed out that excess deaths peaked around the time the Biden administration mandated COVID-19 vaccines and companies rushed to comply. As of August 31, 2022, about 90% of Americans 18 or older had gotten at least the first dose of one of the COVID-19 vaccines, and 77% had gotten both a first and a second dose.