Businesses are shutting down at a pace that we have never seen before in American history, the "retail apocalypse" has reached an entirely new level that none of the experts were anticipating prior to this pandemic, and we are in the midst of the greatest spike in unemployment that the United States has ever experienced. 

  On Thursday, we learned that another 1.3 million Americans filed new claims for unemployment benefits last week, and that number has now been above one million for 16 consecutive weeks.  Things were supposed to be "getting back to normal" by now, buy that hasn't happened.  Instead, we continue to see a tsunami of job losses that is absolutely unprecedented in American history.

When we look back at the old peaks for unemployment claims, they almost seem laughable compared to what we are experiencing now…