All this financial talk is over most people's heads.  That is why the financial classes get away with their crimes.  To understand the crime requires learning a new language: "Fed balance sheet," "deflationary spiral," "stock buy backs," etc.

What the average Joe doesn't understand is that the economy was intentionally crashed under the guise of a viral epidemic, then Congress passes laws giving the big companies billions, so no harm, no foul FOR THEM!

The lenders then have their bad debts (non-performing loans in default or foreclosed) taken off their accounting books and placed on the FEDERAL RESERVE's balance sheet ($12 trillion now).  Don't you wish you had an uncle who would take all the debts off your accounting books and place them on his ledger so you falsely looked profitable?