But maybe they've gotten a bad rap because what no one ever points out is that maybe the issue isn't with these young people but with how they were raised. I know that my own millennial daughter is competent, frugal, and independent.

As a parent, the most important job I will ever hold is "mom" to my two daughters. And if I'm not teaching them the important life lessons they need to survive and thrive in this crazy world, I'm not doing a very good job at all. Of course, once they get out there, there are a million variables, but how they deal with those variables has a lot to do with whether they were raised to think independently or raised to wait for rescue.

While I raised girls, I think it's essential that we teach our kids skills outside the typical gender roles. Boys need to know how to cook. Girls need to know how to fix things. Maybe it won't be their lot in life to do things outside their traditional roles, but take it from someone who never planned to become a single mom, things don't always go the way you expect.