While shopping madness has many Americans feverishly trying to find the best gifts for everyone on their list, others are protesting the commercialization of Christmas. In fact, the 2018 Bankrate Holiday Gifting Survey showing that 13 percent of American shoppers are planning to completely boycott holiday spending.

That means they'll be resisting all the sales gimmicks designed to pressure consumers into spending—and overspending, in the end. And if they're going to drop all that cash on Christmas, some say they'd rather take a family vacation.

It's a small percentage—for now. But it's a piece of data that still should make retailers nervous.

"It's interesting to see that so many people aren't participating in gift-buying," noted Bankrate data analyst Adrian Garcia.

"I see it as a realization that people need fewer things, especially as they get older, and that it's more important to spend time together, or donate to a charity."

Despite growing consumer resistance, 45 percent of shoppers will still spend beyond their comfort zone, says Bankrate's survey. And in this race to show their love by gifts—where larger gifts apparently mean more love--Americans are prepared to plunge themselves into heavy debt.