In 2017 Fed Chair Janet Yellen reassured us:

"Would I say there will never, ever be another financial crisis? …. That would be going too far but I do think we're much safer and I hope that it will not be in our lifetimes and I don't believe it will be.

…. The capital positions of the major banks are very much stronger…."

Current Fed Chair, Jerome Powell continues to reassure us. Judy Woodruff asked whether the rosy current moment can last indefinitely.

"Indefinitely is a long time. Not every business cycle is going to last forever, but no reason to believe this cycle can't go on for quite some time, effectively indefinitely.

We don't see the kind of buildup in risks in the financial markets, let alone the banking system."

"The Federal Reserve Bank Of San Francisco says:

"…. A "neutral" monetary policy…is the…rate that neither stimulates (speeds up, like pushing down the gas pedal on a car) nor restrains (slows down, like hitting the brakes) economic growth."