Over the years, I have heard countless excuses from people for why they aren't getting prepared for what is about to happen to America.  Some of the excuses, like a lack of money, are definitely legitimate.  But in many other instances, the objections don't seem to make a lot of sense.  In America today, most people let others do most of their thinking for them.  And in general, our political, religious and cultural leaders are telling Americans that there really is no reason to be overly concerned about the future.  They assure us that they have everything under control, and that life is only going to get better in the years ahead.  Bad beliefs lead to bad decisions which in turn lead to bad actions, and most Americans have chosen to believe what the elite are telling them at this point.