The end of cash bonuses, the ramping up of financial regulation, the shrinking of the Goldman Sachs analyst pool,Chelsea Clinton’s confessing that she quit her Wall Street job to find meaning in life: Wherever you turn, you find signs that an era in which a lot of children were paid to keep quiet is grinding to an end.

 

Maybe the game is over; maybe it isn’t. But one thing is certain: If you are 12 years old, and your dad works on Wall Street, it’s a lot less likely Beyonce will be singing at your 13th birthday party.

 

At any rate the 12-year-old child who texted me out of the blue simply wanted to pass along a few tips.