I had a little piggy bank when I was kid. It was blue. And ceramic. In fact, I think I broke its nose off at one point and I was really sad about it. Most of all I remember loving the sound that the coins made when I dropped a new one inside.

That unmistakable chink spoke volumes to me. It reinforced my responsible behavior, and it encouraged me to keep saving. This is something I’ve carried with me for my entire life.

Today things are different. Central bankers have proven that conventional savers are mere patsies to be taken advantage of, sheeps to be fleeced.

With Ben Bernanke announcing that interest rates would remain at zero for the next 2-years, saving money in conventional ways has become a completely irrational choice. Based on the way that the government used to calculate inflation (a much more realistic approach than today), you’d be losing 7% annually in buying power.

Not to mention, the bank where you’re keeping your money is probably insolvent and can’t sustain itself without the constant aid of the federal government.

This is a long way from that chink chink sound in a piggy bank. It makes me wonder– what do people teach their children about money these days?