This column was initially released last December. Without a doubt, this has been one of my most requested columns. So, in response to the large number of readers who have asked me to re-release this column, I do so today. And in doing so, I have added some new material to the original column.

One does not have to be a prophet to know that we are on the precipice of some potentially catastrophic–or at the very least, challenging–days. In fact, most of us are already in challenging days, and some are already enduring catastrophic events. That is, if one would call being out of work, losing one’s home, facing life-threatening medical conditions without any prospect of medical insurance, several families being forced to live in one house due to homes being foreclosed, etc., catastrophic.

The potential for an escalation of cataclysmic events, however, is very real. Only a “blooming idiot” would call someone who attempts to prepare for “the day of adversity” a Chicken Little now. Anyone who does not see the storm clouds on the horizon isn’t paying attention.

For example, can one imagine what would happen if terrorists nuked a major American city or cities? (Once again, I encourage readers to go get the videos of the CBS TV series “Jericho” to get an idea of how quickly life, and even civilization, could change.) Imagine if there was another 9/11-type event. What would happen if some form of Zimbabwe-style inflation hit the US? What would happen if anything disrupted the distribution of Welfare checks, or food to local grocers? Imagine a Hurricane Katrina-style natural disaster in your town. I think people everywhere are beginning to awaken to just how vulnerable we all really are.

As a result, people from virtually every walk of life have recently been asking my thoughts on how they should prepare. Therefore, I will attempt to share with my readers some of the counsel I have given these folks.