Hey Ernie, as far as multi-family/multi-individual mortgages go, that's supported by most banks and mortgage products.  I've done loans with 7 people on them.  The only real concern is most of the products require all people on the note (contributors to the payment) to meet all of the qualifications. Some allow for weeker applicants (such as FHA).  The homes can also be bought by an LLC if it's considered an investment property or held in trust.